Whether for essential rural microloans or vital urban working capital, Integra’s P2P platform creates a secure and intuitive lending ecosystem, making credit accessible to millions and fostering financial inclusion across India.
Ready to democratize access to credit and build a transparent lending ecosystem?
Contact Integra today to learn how our Peer-to-Peer Lending Platform can transform financial inclusion.
Integra’s Peer-to-Peer Lending Platform is already making a significant difference:
Demonstrating substantial financial flow and economic impact.
A robust network of partners leveraging our platform.
Expanding financial accessibility across diverse geographical areas.
Empowering a large and growing community with access to credit.
The traditional financial system often leaves a significant portion of the population underserved, particularly individuals, small businesses, and self-help groups (SHGs) seeking accessible credit. Integra’s Peer-to-Peer (P2P) Lending Platform is designed to bridge this critical gap, enabling these borrowers to access credit directly from verified lenders—without the complexities and costs associated with traditional intermediaries.
Built with an unwavering focus on strong identity verification, intelligent automated credit scoring, and robust regulatory compliance, our platform supports transparent, low-cost lending that actively fuels economic empowerment at scale.
Our platform is built upon Integra’s deep expertise and proven infrastructure in digital identity, secure lending, and advanced risk management, ensuring reliability and comprehensive protection.
Designed for flexibility and future-proofing, our platform features a secure, modular architecture with full API support, enabling seamless integration and customization to meet evolving business needs.
Integra is a trusted partner for leading financial entities, including major banks, SHG institutions, and diverse financial service providers, a testament to our platform’s reliability and performance.
Our platform is engineered for high performance, facilitating rapid transactions at scale while significantly reducing the operational costs associated with credit enablement, maximizing efficiency and reach.
Compliance is at our core. Integra’s P2P platform is fully aligned with India’s stringent digital lending guidelines, ensuring all operations are transparent, secure, and legally compliant.
Integra’s P2P Lending Platform is equipped with powerful features to ensure secure, efficient, and compliant lending operations:
Ensure secure, RBI-compliant disbursements and repayments. Our platform integrates seamlessly with major payment gateways and NBFCs, utilizing an escrow-based system to safeguard funds and ensure transparent, auditable transactions between borrowers and lenders.
Provide complete transparency for both borrowers and lenders. Intuitive dashboards offer real-time status tracking of applications, comprehensive portfolio visibility, and automated repayment reminders, empowering users with instant insights into their lending activities.
Implement robust identity verification processes for all participants. Our platform leverages Aadhaar-enabled eKYC, live video verification, and PAN linking for comprehensive borrower and lender profiling, ensuring trust and reducing fraud risks by up to 70% during onboarding.
Utilize an AI-powered risk assessment engine for intelligent credit evaluation. Our system analyzes alternate data sources, SHG behavior, repayment history, and transaction patterns to provide accurate credit scores, enabling faster and more informed lending decisions for underserved segments.
Built-in support for all relevant P2P RBI guidelines, ensuring your operations remain fully compliant. The platform includes automated transaction logging, explicit consent capture mechanisms, and comprehensive KYC procedures, minimizing regulatory risks.
Streamline the lending process with intelligent algorithms. Our platform offers algorithmic matching of borrower requests with lender preferences, including desired ticket sizes and interest parameters, accelerating the connection between those seeking and those providing credit.
Throughout this website, “we”, “Integra”, “us” and “our” refers to the Integra Micro Systems, and/or to one or more of the member firms of Integra Group, each of which is a separate legal entity. For more detail about our structure please follow this link.
Member firms of the Integra Group are affiliated or are subsidiaries of Integra Micro Systems.
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