iMFAST by Integra is a cutting-edge, modular, and secure digital platform specifically engineered to power true financial inclusion, assisted banking, digital identity services, and real-time transactions across every corner of the country.
Ready to See iMFAST in Action?
Discover how our end-to-end platform can extend your reach, accelerate scheme roll-outs, and serve millions—securely and at scale.
Millions in India still face significant barriers to accessing formal financial services and government benefits.
While over 80% of Indians have bank accounts, a large segment, particularly in rural areas, struggles to access formal credit. Household credit to GDP in India is only around 15%, significantly lower than the 30% average for emerging economies.
For many, especially in remote regions, navigating complex digital interfaces remains a challenge, highlighting the need for assisted services.
Despite efforts, an estimated 28% of subsidized food grains still fail to reach their intended beneficiaries, resulting in an annual loss of over ₹69,000 crore.
In a nation as vast and diverse as India, ensuring equitable access to essential financial and public services is a monumental task. iMFAST by Integra is a cutting-edge, modular, and secure digital platform specifically engineered to power true financial inclusion, assisted banking, digital identity services, and real-time transactions across every corner of the country. We empower government agencies, financial institutions, and fintechs to serve citizens and customers more efficiently, securely, and transparently, reaching the last mile with impactful technology.
Case Study
In a remote district, a local BC, powered by iMFAST, facilitated 500 new micro-loans for women entrepreneurs in just three months. Through doorstep eKYC and instant fund transfers via iMFAST’s platform, these women accessed capital without traveling long distances, leading to a 30% increase in local small business activity.
iMFAST provides the technology backbone to overcome these challenges, delivering services securely and transparently.
A lightweight core banking engine designed for microfinance operations, enabling efficient management of Self-Help Group (SHG) loans and recurring deposits. This helps financial institutions serve communities with tailored products.
We deliver banking services directly to people’s homes, facilitating cash-in/out, account opening, and SHG support via agent-assisted solutions. This reduces travel time for beneficiaries by up to 70% in remote areas.
Supports instant customer activation with Aadhaar authentication, video KYC, and OTP/Biometrics, ensuring full regulatory compliance and reducing onboarding time by over 80%.
Bring essential banking services to underserved areas through local Business Correspondent (BC) representatives, significantly enhancing financial inclusion in remote communities. This model has expanded banking access to areas previously untouched by traditional branches.
Provides secure, UIDAI-compliant storage and management of sensitive Aadhaar data, complete with robust role-based access controls and comprehensive audit logging.
Digitize and secure your public distribution network, enabling real-time authentication, subsidy tracking, and delivery validation to minimize leakage. Our AePDS deployments have reduced PDS leakage by up to 15% in pilot states.
Enhance security with multiple authentication layers, including biometrics, OTPs, device security, and granular access controls, protecting against over 99% of automated attacks.
Offers seamless integration with Bharat BillPay for convenient collection of electricity, gas, water, telecom, and municipal bills, improving payment rates by up to 20% in assisted channels.
We have successfully impacted over 100 million lives across thousands of PIN codes, supported by a vast network of BC agents.
Our platform powers critical government schemes like PM Svanidhi, SHG lending, AePDS, and utility payments, with robust public sector integrations.
Leveraging AI/ML-powered decisioning and an API-ready architecture, iMFAST offers fast integration and unparalleled adaptability to evolving needs.
Built with ISO 27001, PCI S3, and UIDAI compliance, our platform incorporates full audit trails and advanced encryption protocols, ensuring maximum data protection.
Whether you are a government agency, financial institution, or a fintech - iMFAST can help you to serve citizens and customers more efficiently, securely, and transparently, reaching the last mile with impactful technology.
Contact us
Throughout this website, “we”, “Integra”, “us” and “our” refers to the Integra Micro Systems, and/or to one or more of the member firms of Integra Group, each of which is a separate legal entity. For more detail about our structure please follow this link.
Member firms of the Integra Group are affiliated or are subsidiaries of Integra Micro Systems.
© 2025 Integra Micro Systems. All Rights Reserved.