KYC Hub
Intelligent & Centralized KYC Automation
Integra’s KYC Hub offers a centralized, intelligent platform designed to automate, accelerate, and secure your entire KYC lifecycle.
Ready to transform your KYC processes, enhance customer experience, and fortify your compliance posture?
Partner with Integra today to Accelerate Your Onboarding, Ensure Compliance.
The Challenge: Manual KYC & Its Costly Consequences
Traditional KYC processes in financial services are often burdensome, leading to inefficiencies, poor customer experiences, and significant compliance risks.
High Operational Costs
The average cost of conducting a single KYC review has increased by 17% since 2022, averages high per review, largely due to reliance on manual processes.
Slow Onboarding Times
Manual KYC checks can significantly delay customer onboarding. One in five KYC checks takes over 24 hours to complete, leading to customer frustration and abandonment rates.
Regulatory Fines
Non-compliance with KYC/AML regulations can result in substantial penalties. In 2024, over 30 financial institutions were fined and fines were up 88% in 3 years for compliance issues.
Fraud Vulnerabilities
Inefficient KYC processes can leave institutions vulnerable to identity fraud and money laundering. Attempts to open fake new bank accounts surged by 164% since 2021.
Resource Drain
Many financial institutions dedicate 1,500 to 2,500 full-time employees to KYC processes, reflecting the resource-intensive nature of compliance.
Integra KYC Hub: Streamlining Onboarding & Compliance in BFSI
In the highly regulated world of FinTech and traditional BFSI, Know Your Customer (KYC) compliance is not just a legal obligation; it’s a critical foundation for trust, fraud prevention, and efficient customer onboarding. However, manual and fragmented KYC processes often lead to significant operational bottlenecks and compliance risks.
Integra’s KYC Hub offers a centralized, intelligent platform designed to automate, accelerate, and secure your entire KYC lifecycle. We empower your organization to achieve seamless customer verification, reduce operational costs, and maintain unwavering regulatory adherence, ensuring a frictionless yet compliant journey for every customer.
Use Cases & Potential Applications for FinTech & BFSI
Integra’s KYC Hub solutions empower a wide range of critical applications in the financial sector.
Rapid Digital Account Opening:
Enable customers to open bank accounts, investment accounts, or digital wallets entirely online, with instant, paperless KYC completion.
Case Study: A leading private bank integrated Integra’s KYC Hub, reducing its digital account opening time by 70% and improving customer conversion rates by 15% due to a frictionless onboarding experience.
Streamlined Loan Origination
Accelerate the loan application process by automating borrower identity verification and due diligence for retail, SME, and microfinance loans.
Case Study: A digital lending platform reduced its average loan approval time by 40% by leveraging automated KYC checks and risk profiling, leading to a 10% increase in loan disbursals.
Enhanced Agent-Assisted Onboarding
Empower Business Correspondent (BC) agents with a secure, mobile-first KYC solution for efficient customer onboarding in remote or underserved areas.
Case Study: Our KYC Hub supports 22,000+ BC agents in rural India, enabling secure, biometric-based customer onboarding and reducing manual errors by over 80% in the field.
Automated Periodic Reviews & Re-KYC
Efficiently manage periodic customer reviews and re-KYC processes, ensuring ongoing compliance with evolving regulations without manual burden.
Case Study: A large NBFC automated its re-KYC process for over 5 million customers, reducing the operational cost of compliance by 30% and ensuring continuous adherence to regulatory mandates.
Our Solution: Intelligent & Centralized KYC Automation
Integra’s KYC Hub is designed to provide a comprehensive, automated, and highly secure approach to managing your customer identification and due diligence processes.
Centralized Customer Repository (CKYC Compliant)
Establish a single, secure source of truth for all customer KYC data, eliminating redundancy and ensuring consistency across all financial products and services. Fully compliant with CKYC guidelines.
Multi-Modal Identity Verification
Support various verification methods including Aadhaar-based eKYC (biometric/OTP), Video KYC with live face match, PAN linking, and document OCR for robust identity authentication.
Automated Due Diligence & Risk Profiling
Leverage AI-powered engines to automate customer due diligence, screen against sanctions lists (OFAC, UN, etc.), PEP lists, and adverse media, assigning real-time risk scores.
Workflow Automation & Exception Handling
Streamline KYC workflows with configurable rules, automated approvals, and intelligent routing of exceptions for manual review, drastically reducing manual effort.
Continuous Monitoring
Implement ongoing monitoring of customer transactions and risk profiles to detect suspicious activities and ensure continuous compliance with AML regulations.
Audit Trail & Reporting
Maintain immutable audit logs for every KYC step and generate comprehensive, audit-ready reports automatically, simplifying regulatory submissions.
Why Choose Integra?
Choosing Integra means partnering with a leader in secure, scalable, and compliant KYC solutions for the financial sector.
BFSI Domain Expertise
Our deep understanding of Indian financial regulations (RBI, SEBI, IRDAI), AML guidelines, and customer onboarding complexities ensures tailored solutions.
End-to-End Automation
We provide comprehensive automation across the entire KYC lifecycle, from initial verification to ongoing monitoring and reporting.
Security & Compliance First
Our solutions are built with robust security protocols, including UIDAI certification, MFA integration, and immutable audit trails, ensuring the highest level of data protection and regulatory adherence.
Scalability & Performance
Designed to handle high volumes of transactions and customer onboarding, our KYC Hub ensures rapid processing and seamless performance even during peak demand.
Seamless Integration
Our API-first and modular architecture allows for rapid and easy integration with your existing core banking systems, CRMs, and other financial applications.
Ready To See What's Next?
Empower your organization to achieve seamless customer verification, reduce operational costs, and maintain unwavering regulatory adherence, ensuring a frictionless yet compliant journey for every customer.
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