Integra’s Payment Systems offer a comprehensive suite of solutions designed to modernize your payment infrastructure, accelerate transaction flows, and safeguard against fraud, all while ensuring stringent regulatory compliance.
Ready to transform your payment infrastructure, enhance security, and deliver seamless transaction experiences?
Partner with Integra today to Modernize Your Payments, Drive Growth.
Many financial institutions grapple with legacy payment infrastructures that are slow, costly, and vulnerable, hindering their ability to compete and innovate.
Payment failures cost the global economy an estimated $118.5 billion annually in fees, labor, and lost business. The average bank alone spends over $360,000 annually on failed payments.
As digital payments surge, so does fraud. Attempted fraud transactions jumped by 92% globally in 2022, with digital payment fraud schemes projected to total $485.6 billion in losses worldwide in 2023.
Traditional payment systems often lead to delays, impacting cash flow and increasing manual reconciliation efforts. Each transaction that fails to post or requires manual intervention can cost a company substantially.
Adhering to evolving payment regulations (e.g., PCI DSS, AML) is complex and costly. Banks typically allocate between 2.9% and 8.7% of their non-interest expenses to compliance, with large banks spending over $200 million annually.
In India, a large part of semi-urban and rural areas still struggles with access to financial services, highlighting the need for accessible payment solutions.
In the rapidly evolving landscape of FinTech and traditional BFSI, efficient, secure, and real-time payment processing is the bedrock of customer satisfaction and operational success. From instant transfers to complex cross-border transactions, the demand for frictionless payment experiences is higher than ever.
Integra’s Payment Systems offer a comprehensive suite of solutions designed to modernize your payment infrastructure, accelerate transaction flows, and safeguard against fraud, all while ensuring stringent regulatory compliance. We empower your organization to deliver superior payment experiences, drive digital adoption, and unlock new revenue opportunities.
Integra’s Payment Systems solutions empower a wide range of critical applications in the financial sector.
Enable banks and FinTechs to offer seamless, real-time payments for consumers and merchants, driving digital adoption.
Case Study: A major public sector bank implemented Integra’s UPI solution, processing over 50 million transactions daily with a 99.9% success rate, significantly enhancing its digital payment footprint.
Facilitate faster, more transparent, and cost-effective international fund transfers, benefiting both individuals and businesses.
Case Study: A large private bank reduced its average cross-border remittance processing time by over 60% and lowered associated fees by 15% using Integra’s modern payment rails, improving customer satisfaction for international transfers.
Integrate real-time payment capabilities into digital lending platforms for instant loan disbursals and automated repayment collections.
Case Study: A FinTech lending platform saw a 20% increase in loan disbursal efficiency and a 10% reduction in repayment defaults by automating payment flows through Integra’s integrated payment system.
Enable banks and bill aggregators to offer seamless, recurring bill payments for utilities, insurance, and other services, enhancing customer convenience.
Case Study: A leading utility provider integrated with Integra’s BBPS module, resulting in a 30% increase in digital bill payments and a 15% reduction in overdue payments.
Provide merchants with a versatile suite of payment acceptance options (POS, QR code, online gateways) to cater to diverse customer preferences.
Case Study: A national retail chain deployed Integra’s unified merchant payment solution, leading to a 25% increase in digital payment acceptance and a significant reduction in cash handling costs across its stores.
Integra’s Payment Systems are designed to provide a comprehensive, automated, and highly secure approach to managing your payment flows, tailored for the demands of the BFSI sector.
Enable instant clearing and settlement of payments 24/7, reducing liquidity lock-up and improving cash flow for businesses and consumers.
Consolidate multiple payment channels (UPI, IMPS, NEFT, RTGS, cards, net banking) into a single, secure platform for seamless transaction initiation and acceptance.
Leverage AI and Machine Learning to detect anomalous transaction patterns in real-time, preventing fraudulent activities before they cause significant damage.
Automate the collection of payment data for regulatory reporting, ensuring continuous adherence to standards like PCI DSS, AML, and local financial guidelines.
Built on cloud-native principles, our systems can handle high transaction volumes and scale dynamically to meet peak demands, ensuring uninterrupted service.
Capture comprehensive transaction data to provide valuable insights for reconciliation, business intelligence, and personalized customer offerings.
Choosing Integra means partnering with a leader in secure, scalable, and compliant Payment Systems for the financial sector.
Our deep understanding of Indian payment regulations (RBI, NPCI) and market dynamics ensures tailored, compliant solutions.
We offer a complete spectrum of payment solutions, from core processing to fraud prevention and reconciliation.
Our platforms are built with robust security protocols and ensure continuous adherence to industry standards, protecting your assets and reputation.
We leverage cutting-edge technology to deliver high-performance, future-ready payment solutions that scale with your growth.
Empower your organization to deliver superior payment experiences, drive digital adoption, and unlock new revenue opportunities.
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Member firms of the Integra Group are affiliated or are subsidiaries of Integra Micro Systems.
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